请问appraisal mistake 导致heloc 利率高0.25%, 能不在乎而去title company sign 文

来源: swj2000 于 2012-06-12 16:49:59 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读：次 (828 bytes)

当初star one credit union 告诉我LTV 低于70%，我可以拿到3.5% HELOC rate,可我
上星期发现他们approve 的rate is 3.75%. 他们说我们ltv高于 70%，所以拿不到3.5
%利率。我才发现appraisal report 把我们房价低估了10万，说我们这foreclore
rate is 2/3. 这里bay area最好的学区之一, 我们住的地段是很安静的cul de sac,
appraiser 搞错了。

apprasier不想重新做evaluation。loan agent也不想一切重来。I talked to the
bank, and they asked me to contact loan agent. 我留message and wrote email，
loan agent也不回。今天收到银行email 叫我们和title company 预约sign document
.

Is it fine to sign the document? I am afraid the fluctuating rate would be
based on the wrongly appraised house value and would be even worse in the
future.

非常感谢。