美国估计想用stable coin system来部分取代swift system

Swift system不是美国发明的。

The US, and many global financial institutions, see stablecoins as a way to replace the SWIFT system for cross-border payments due to the potential for faster, significantly cheaper transactions, bypassing SWIFT's inherent delays and intermediary fees. Stablecoins offer a more efficient, 24/7 global network that can execute payments near-instantly with minimal costs, appealing to businesses and consumers alike for remittances, global trade, and even as a hedge against inflation