这样的一个 4-unit 全新建筑值得买来出租吗，20% down, 现金对现金大约6.7%

卖方经纪发来的信息：

说是楼下的两个2室一卫各租$1800(我觉得合理)，楼上的两个三室两卫各租$2800, 我刚觉有点悬。要是自己盖同样的价钱能盖出来吗？自己盖必须能便宜很多才行，比如130万以下，否则时间成本算上去也不值了。

A brand-new four-unit building with projected income up to $110,000 a year , built by one of the best builders in the city… the attention to detail is unreal.

Projected property tax : $12,000 - $15,000

estimated Insurance : $ 3000/year

Estimated water bill : $3000/year

tenants pay heat, hot water and snow removal. 

total expenses : $21,000/year. 

Total mortgage and interest varies based on the down payment, the amortization and the interest rate but based on 20% down, 4% interest rate and 30 years amortization the Mortgage and interest is $68,472/ year 

Total expenses included mortgage : $89,472

Cash flow : $20,528 

All these numbers are estimates and it might vary based on different factors. 

Here are the features every investor dreams of:

 

 Building Highlights

• New construction — worry-free for the next 10 years

• Four units / over 5,000 sq ft total

• Upper units: each 3 bedrooms, 2.5 bathrooms

• Lower units: each 2 bedrooms, 1 bathroom

• Wide paved driveway fitting up to 8 cars

• No lawn mowing, no landscaping headaches — premium stone landscaping for true low-maintenance living

• Exterior storage under the stairs — perfect for tenants’ snow tires, shovels, and seasonal items

• Four separate power meters — tenants pay their own heat and electricity

• Heat pumps on every level

• Air exchangers in every unit

• Each unit has its own hot water tank — tenants cover their own hot water

• Expenses: only property tax, insurance, and your mortgage

• Zero maintenance expected for years — peace of mind at its finest