File I-485 now or wait?

请教8老师和新户老师：

孩子目前F1 student visa; F2A; PD April 2025; December 2026 满21岁。

Right now, Chart B is current in September, so we could file I-485/I-765/I-131. But Chart A is still way behind. My understanding is that if the I-130 takes longer to be approved, that gives us more “pending time” for CSPA protection. On the other hand, if it gets approved quickly but Chart A doesn’t move fast, we could age out.

I’ve seen F2A I-130 approvals take anywhere from under 12 months to as long as three years (for NVC Consular processing maybe?). If we file the adjustment now, would that make USCIS review the I-130 faster (which might not help us)? Or is it safer just to go ahead and file now to lock things in?

非常感谢！