闲着也是闲着，说一个理财理念

"Ear tagging" money means designating or setting aside funds for a specific purpose, effectively "tagging" it so it can't be used for anything else. This term is often used in budgeting and finance to ensure certain funds are allocated and spent only on intended projects or expenses, preventing them from being diverted to other areas.

投坦都是有钱人，而且从数米开始，上升到10米，现在又开始到一个又一个小目标。这就有点扯了，这不是理财，是想干大事的节奏，这就应该争取早点退休网友一样，开公司，开foundation,造福社区。普通人投资应该有目标，ear tag your money, 知道这部分钱是准备做什么用的。把每一部分钱及未来的生活费用都安排好了，就不存在焦虑。我们老祖宗在这方面有独到的智慧，“算着过日子”。否则，谁不会想要更多的钱呢？然而，不以目标为前提的投资就是耍流芒，要死也不会满足……