问了下ChatGPT,好像如果只投资的话,QQQi在tax上并不划算
gyarados
2026-01-13 21:16:21
( reads)
We’ll assume:
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$100,000 invested today
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10-year horizon
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Qualified dividend & capital gain rate: 15%
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You reinvest after-tax dividends each year
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You sell at the end and pay 15% on total long-term gain
Rough After-Tax Comparison
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QQQ: ~$564k
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QQQI: ~$497k
QQQ2074
2026-01-13 21:21:32中短期(2-5年)可能比QQQ好,因为可以暂时不交税。但是7年左后cost basis 就为零了。然后就麻烦了