“理财通”户头的理财产品的资产” 应该算吧。

https://www.irs.gov/businesses/comparison-of-form-8938-and-fbar-requirements

8938: Specified individuals and specified domestic entities that have an interest in specified foreign financial assets and meet the reporting threshold

FBAR: U.S. persons, which include U.S. citizens, resident aliens, trusts, estates, and domestic entities that have an interest in foreign financial accounts and meet the reporting threshold

Foreign financial accounts: “理财通”户头的理财产品的资产” 应该算吧。