rollover is not a tax event

柠檬椰子汁 2024-05-15 07:24:52 ( reads)

Rollove from pretax 401K to traditional IRA, and rollover from aftertax 401K to ROTH IRA, both are not tax event.

跟帖(9)

一般来说，是从pretax 401K去after tax Roth,是要交税的。

谢谢！

that is called conversion, not rollover.

Traditional IRA to Roth IRA is taxable event.

哦，所以说pretax 401k 需要先到traditional IRA再到Roth ira。所以总有一步是交税的。谢谢

Traditional IRA Converts to Roth IRA is a taxable event

That is called conversion. Not rollover.

刚刚学习了，rollover和convertion 不是一回事的话，那什么情况下能rollover？

换雇主的时候。把钱滚到一起，一个broker，方便管理。