是可以转到ROTH，但要根据情况，
猛牛
2024-11-26 10:54:06
( reads)
转多少要看自己的最高税率在哪个台阶？
| 2024 | Federal | |
| 2024 tax brackets | ||
| Tax rate | Single filers | Married couples filing jointly |
| 10% | $11,600 or less | $23,200 or less |
| 12% | $11,601 to $47,150 | $23,201 to $94,300 |
| 22% | $47,151 to $100,525 | $94,301 to $201,050 |
| 24% | $100,526 to $191,950 | $201,051 to $383,900 |
| 32% | $191,951 to $243,725 | $383,901 to $487,450 |
| 35% | $243,726 to $609,350 | $487,451 to $731,200 |
| 37% | $609,351 or more | $731,201 or more |
如果是两口子一起报税，你转3万，税也就是12%， 是 3千多，不是1万。因为你又2万7的标准免税额。
个人看法，
仅供参考！
lucky_tutu
2024-11-26 11:22:42谢谢牛大！我是一个人。