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62到67也是每年增加约8%

未知 2025-09-01 12:33:31 ( reads)

用你给的数据:

Maximum Benefit Amount (2025):
  • $2,831 per month: This is the maximum benefit for those who claim as early as possible at age 62. 
  • $5,108 per month: This is the top benefit for high earners who delay claiming their benefits until age 70.   
     
  • $4,018 per month: This is the maximum benefit for those who claim at their full retirement age

 

$4018 / $2831 = 1.42, 也就是说: 62到67,5年推迟会增多退休金42%,约8%/每年。

跟帖(6)

slow_quick

2025-09-01 12:44:30

原来的问题是:5*8 = 40,不是42

slow_quick

2025-09-01 13:11:30

8%/年,没有“约”这一说,仔细看看我的帖子

螺丝螺帽

2025-09-01 14:05:23

2022年, FRA是66岁2个月

slow_quick

2025-09-01 14:42:02

哈哈,是渐变不是突变,忘了这茬

nancyjin5391

2025-09-01 14:32:19

五年+42%, 一年7.5%都不到

slow_quick

2025-09-01 14:39:40

对的,线性增加,不是复利