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5 year return of 401k

WhenToRetire 2026-02-25 09:55:35 ( reads)

the first time to check my 401k balance, went through some bad years before understanding my own needs

1st 5Y -13% started aggreesive then through the  depression

2nd 5Y 30% only invested moderate percentage and frequent trading 

3rd 5Y 64% invested a little bit more than half of the total asset but  did not do much trading

4th 5Y 129% 100% in the market and very aggressive in a stock.

Total 751%

did not check how 401k return was calculated (weighted by time or asset or whatever)

felt fortunate that I lost or trailed SPY when i had the least amount of money.

跟帖(11)

baloney

2026-02-25 10:01:00

涨的不错,现在净值多少了?

桃花源里人家

2026-02-25 10:19:42

OMG,你的好奇心咋就这么强呢?

baloney

2026-02-25 10:31:00

是的,我好奇心强,脸皮厚,说话也比较直接,哈哈哈

HenryLi

2026-02-25 23:20:37

LOL, 很多次了,这种情况

trimtip

2026-02-25 10:10:21

20年总回报似乎低于大盘平均回报值,年化12%,20年大盘累计回报大约是964%,你可能还包括了新增的每年投入资金

than

2026-02-25 10:45:22

祝贺!不过这种靠持个股增值对一般投资没有啥可借鉴的

poconodog

2026-02-25 10:46:45

正是。每年投进去5,6万的,占比大的话,百分比会很高

hhtt

2026-02-25 10:56:00

还可以!和党中央保持一致?5年一个计划?下个5年计划是多少?

CastlePines

2026-02-25 12:02:11

你都买了啥? 回报率挺不错.

未知

2026-02-25 13:05:50

没讲清楚是什么回报率:复利年均增长率,时间加权收益率, 还是资金加权收益率?

螺丝螺帽

2026-02-25 13:25:47

这5年, 本金投进去多少?