Thank you very much for your prompt reply. My question?

Thank you very much for your help. I tried to find this related SS policy and could not find any. So made a 2 year delay retirement disition.  I lose about $130,000 ($3100+$2325 (family 75% benefit) *24 months) 2 year delayed benefits. If this policy is true, I naver catch up this lose!

Where i can fine this SS policy? Via ss.org?

Thanks for you help,

Dr. James