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Wrong. Fed rate has influences on mortgage rate

laoshi48104 2025-12-10 06:21:13 ( reads)

Mortgage rates aren't set directly by the Federal Reserve's fed funds rate, but they follow its general direction because the Fed influences the broader economy.

When the Fed raises rates to fight inflation, mortgage rates usually rise; when the Fed cuts rates, mortgage rates tend to fall.

 

 

跟帖(7)

hhtt

2025-12-10 06:41:42

唉。。。我现在真得能感觉凤凰男的无奈?提个问题,不行!说一下自己的理解,错!所以只能来投坛诉苦!

hhtt

2025-12-10 06:44:30

我又没说联储减息对长期国债利率没有影响,只是说影响不大!怎么就错了?利率曲线不是根据联储减息而平行下调的!

laoshi48104

2025-12-10 07:00:50

ARMs, 商贷, bridge, HELOC, 大影响

hhtt

2025-12-10 07:44:02

你说的都是短期的利率被联储隔夜利率的影响,确实要比对长期利率的影响大。我说的是对10年以上的长期利率的影响。

hhtt

2025-12-10 07:50:55

看来你没有看我的博客里的贴,我有讲到降息对储蓄,房贷和HELOC的利率的影响?给大家一个链接。

laoshi48104

2025-12-12 19:25:47

My topic is Reits investment.

trimtip

2025-12-10 09:26:14

凤凰男无奈,是因为,来自大陆的老留凤凰男比凤凰女多,凤凰男大多娶了孔雀女,在网上到处都是“孔雀女”,凤凰男一上网就被她们