美西游子
有财富未必有人生，有人生未必无财富。
博文
(2013-04-03 14:19:42)
IVV,nobrainer.2.5个月，6.66%回报，嫌少吗？比搁银行强吧？想好啦，现在是播种还是收获的季节？
http://bbs.wenxuecity.com/inv-stock/527689.html
播种的最佳季节：
http://bbs.wenxuecity.com/retirement-account/150103.html
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(2013-04-03 14:19:07)
高质量的房客，能买的都买了；
不能买的，自有它的原因。想租的要么因为relocation,需要时间对新环境熟悉了解，所以租也租不长；要么是那些穿梭于车水马龙、高楼大厦的小年轻打工族，这帮人喜欢住在市区境内，即白玉区。然而，众所周知，白玉区的现金流都不理想。
别以为抢房子对地主是好事，大家都买房，谁来做房客？抢房子，有利增值，可你不卖呀！所以[阅读全文]
(2013-04-03 10:27:25)
[回投资理财首页][所有跟贴][加跟贴][推荐朋友][打印][加到个人书签]整理后的一周要记：历史性的一周！来源:美西游子于08-10-0408:49:00[档案][博客][旧帖][转至博客][给我悄悄话]回答:一周要记：历史性的一周！由美西游子于2008-10-0321:01:08一觉醒来，发现贴子被置顶，受宠若惊，谢斑主。再回头读昨晚的贴子，不乏灵感之作。回首历次金融风暴，发现了自己的成熟-战斗中成长[阅读全文]
(2013-04-02 23:32:57)
pre-taxisnotalwaysagoodstuff. why?
salaryyouelecttousetopayforPlanbenefitsisfreefromincomeand FICAtaxes,i.e.pre-tax.Thisisavaluablebenefit.However,becauseamountsdeferredunderthePlanarenotcountedaswageswhendeterminingyourSocialSecuritybenefit,itispossiblethattheremaybeareductioninyourSocialSecuritybenefits.IfyoursalaryisabovetheSocialSecurityTaxableWageBase($113,700in2013)...[阅读全文]
(2013-04-02 21:00:02)
ETFshavebecomeapopularinvestinginstrumentforretailinvestors,butleveragedETFscomewithdangersforinvestorswhodon'tknowhowtheywork.
AleveragedETFdoesn'tfollowthelong-termperformanceofanunderlyingindex;itisbuilttofollowthe DAILY performanceofanunderlyingindex.Thismeansthatwhenyoudothemath,theleveragedETFwilleventuallydeteriorateinvalueaslongastheunderlyingindexmovesupanddownovertim...[阅读全文]
(2013-04-02 20:59:12)
ThecorrectwaytouseleveragedETFsisforanintra-daytrade(alsoknownasa“daytrade”)whenyouarestronglybullish.Thereasonwesaystronglybullishisbecauseifyou’rewrong,yourlosseswillbemagnifiedduetotheleveragethisstrategyaffordsyou.Sothisisnotaplayforthefaintofheart.Bearinmind,themorefrequentlyyoutrade,themoretransactioncostsyouwillincur.
happytrading!
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(2013-04-02 20:58:26)
startingfrom4/1/2013,WFCnolongoffersPMAacctw/freetrade. hurrytoopenanewacctbythen.
oldPMAcustomerscanstillkeepenjoyingthefreetrades.
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(2013-03-28 10:25:12)
仅供参考。IRS是老大，山姆叔叔说了算！
感谢阿猫，西西妈，借花献佛了！
HappyFiling!
美西
disclaimer: IamnotaCPAorataxprofessional,notevenclose.
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学生需不需要报助学金的收入by西西妈
关于大学生拿助学金报税,归纳如下by美西游子
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(2013-03-21 11:59:32)
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(2013-03-20 23:39:17)
