急。 要把住租房交给银行。 有什么要注意的！

本人一投资房，这两天上市。市场调查（刨去中介费）净亏4万。 打算把房子还给银行（forclosure）那位可以给点经验，建议。不胜感谢。

住：本人银行信用很好。 经济也撑得下去。


Thanks everyone for your response. We made the decision of getting rid of the property with the Credit Score hit.

We still have other rental propertie which in good financial balance. Also, we have enough cash to cover our living for several years (we both work)

Now the question we are facing is whether there will be debt-collector or some sorts to go after us. They will say you have enough money to pay the property. On our side, the bank originally approved us a very risky loan. Now, that risk materialized.

Do we think it correctly?

Thanks everyone for the real help. This is a REAl case.