讨论full retirement 到 70岁的8% 问题。看我理解的对不对？（提上来问）
螺丝螺帽
2025-09-01 07:54:03
( reads)
The maximum Social Security retirement benefit for someone retiring in 2025 is $5,108 per month for those who claim at age 70, which requires a lifetime of high earnings, including 35 years of earning at or above the annual maximum taxable income. The maximum earnings subject to Social Security tax in 2025 is $176,100.
Here's a breakdown:
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- $2,831 per month: This is the maximum benefit for those who claim as early as possible at age 62.
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$5,108 per month: This is the top benefit for high earners who delay claiming their benefits until age 70.
- $4,018 per month: This is the maximum benefit for those who claim at their full retirement age
- (FRA).
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螺丝螺帽
2025-09-01 07:55:40按2025年的数据说话， 8%是不对的， 但是， 按2022年， FRA， Max来说，还高于8%