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12月17日(星期五)加州、马里兰州贷款利率(13:10更新)

(2010-12-18 18:01:25) 下一个

SUMMARY: 今天银行第5次下调利率价格。加州重新贷款Conforming 10年固定和20年固定利率下降。马里兰州购房贷款Conforming 10、15、20年固定都稍降,5/1 ARM仍保持在3.25%的水平。
***************************** CALIFORNIA *****************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.250      
<=$729K5.0004.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
<=$729K5.2504.750                        
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.2503.500
APR:4.8604.3144.9014.2713.3513.603
      
<=$729K4.8754.250            3.875      
APR:4.9664.405            3.961      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
****************************** MARYLAND ******************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.1254.125      
<=$729K5.0004.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
<=$729K5.2504.750                        
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.0004.6253.8753.2503.500
APR:4.8604.1884.7754.1463.3513.603
      
<=$729K4.8754.250            3.875      
APR:4.9664.405            3.961      
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase (NEW!!!).
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
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我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率,请电949-829-3863或给我发email至info@circlesquaremortgage.com。

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