加州贷款利率

为加州华人提供贷款信息和经验交流。 我们的宗旨是忠诚于人,勤奋于事,将心比心,帮人第一。联系方式: jingsunloan@gmail.com
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01/16 加州今日房贷利率10:00 am

(2015-01-16 10:03:24) 下一个

Conforming loan (<=$417k)

Purpose of Loan    30 YR   15 YR   5/1  7/1
Purchase Loan    3.500  2.750  2.625   2.875
Refinance Loan    3.625  2.875  2.750   3.000
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=400K,FICO>=740,LTV<=75%,O/O,25-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.



Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.



High Balance Loan (<=625k)

Purpose of Loan    30 YR    15 YR   5/1  7/1
Purchase Loan     3.625   2.875    2.750  3.000
Refinance Loan     3.750    3.000    2.875  3.125
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=600K,FICO>=740,LTV<=75%,O/O,25-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.



Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.


Jumbo Loan ( Up to 2M)

Purpose of Loan    30 YR   15 YR   5/1   7/1
Purchase Loan   3.875  3.375    2.750  3.000
Refinance Loan    4.000  3.500    2.875  3.125

The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=729K,FICO>=760,LTV<=60%,O/O,25-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.Adding

Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.

Contact:

Jing Sun
jingsunloan@gmail.com
949.680.0818

BRE 01880010
NMLS 339172

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